Couture Financial, Inc. - Benefits of a Financial Plan

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The Benefits of a Financial Plan

Many people dispute the need for a "Financial Plan," and we acknowledge the people who have been doing a good job managing certain areas of their portfolios. However, it is very difficult to keep up with the latest information available in the financial arena. There are many dimensions to a well-designed financial plan. A qualified planner is aware of these dimensions and uses them to create effective "Financial Strategies" designed to accomplish the client's objectives. This secures a sound financial future. Phil Couture, president and founder of Couture Financial, Inc., has developed an organization that can provide assistance in all aspects of sophisticated Financial Planning for individuals as well as businesses. Planning strategies include, but are not limited to, the following categories:

CASH FLOW MANAGEMENT
INCOME TAX REDUCTION
RETIREMENT PLANNING
ESTATE PLANNING
INVESTMENT MANAGEMENT
RISK MANAGEMENT
EDUCATION NEEDS

Phil Couture provides these additional services for the clients who desire them. However, planning is of little value if resources are not well managed. Therefore, Mr. Couture focuses his personal practice on managing the money first. He is frequently able to develop strategies that substantially increase spendable income and reduce both income taxes and estate taxes for his clients.

INVESTMENT SELECTION

As a private businessman for over three decades in the financial services industry, Phil Couture has successfully dealt with many personal and business experiences, including start-ups and liquidations. These situations have given him a unique ability to help clients select the most appropriate investments for their circumstances.

In order to minimize the costs of investment selection and management and to provide the greatest possible objectivity in recommended strategy, Couture Financial will credit commissions where appropriate to offset professional fees.