Couture Financial, Inc. - Dynamic Portfolio Management

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Dynamic Portfolio Management

Our Management Philosophy emphasizes helping clients to achieve their individual investment objectives with minimum risk through an advanced application of traditional fundamental and technical evaluation combined with modern quantitative methods. While growth is always important, capital preservation is also crucial to long-term investment success. With a simple buy and hold investment strategy, years of progress are frequently erased in a single bad year with devastating consequences for investors. In comparison, a professional program of risk management is designed to achieve sustained growth.

Couture Financial, Inc., uses computer programs that combine these analysis methods and "Modern Portfolio Theory" with other asset selection and management techniques. Our programs then analyze all the available data concerning client objectives, relative values, the yield spread, and associated risks so that the mix of investments that is most efficient under current circumstances is recommended.

The "Value Oriented Selection" method uses fundamental evaluation techniques developed by Benjamin Graham and David Dodd. This has been one of the most successful approaches to achieving profits in the stock and bond markets for the past 70+ years. In fact, these basic techniques have been so widely accepted that Graham and Dodd's book Security Analysis is still used as one of the primary study materials to receive a college degree as a Professional Securities Analyst. Mr. Graham pointed out in his best-selling book The Intelligent Investor that these techniques provide a special "Margin of Safety" for the investor.

Our primary allocation methodology uses the precise statistical calculation approach that has proven that a mix of uncorrelated investments can produce a more efficient portfolio that has a high rate of return and less volatility (risk). The use of these methods among professional investors and their contribution to rationalizing securities markets has been recognized by the award of the 1990 Nobel Prize in Economics to two American scholars, doctors Harry Markowitz and William Sharpe. They pioneered the development of their "Modern Portfolio Theory" over many decades.

Applying these techniques allows Couture Financial to provide continuous asset management on a scientific and objective basis. This consistent approach avoids the plight of most money managers who end up chasing the markets for short-term yields. These methods substantially increase the potential for consistently higher returns and greatly reduce the risk of loss of capital and purchasing power.

The professionals at Couture Financial, Inc., have learned from many decades of experience that careful management of your resources is the single most important financial decision. We have designed our Management System to focus on reducing investment risks.